This week’s wide ranging discussion starts off with our weekly look at what the Fed is or isn’t going to do with interest rates right now (a topic on everyone’s mind) and moves into a deeper discussion about how the Fed is really just there to control American Consumer Demand. That means it does not really factor in world economies and whatever demand there might be for our products overseas, especially with our dollar being so low relative to other currencies. So are they missing key elements when it comes to deciding whether to pump the economy or slow it down thru their control of the Federal lending rate…the so-called “discount rate” the Federal Reserve charges commercial banks and other depository institutions on loans they receive from their regional Federal Reserve Bank. You decide. Then listen to the last part where our hosts Hamid and Fay Hamadanchy discuss using funds from your 401K to purchase your next fund. You won’t want to miss this one! Only on Orange County’s only community radio station, www.OCTalkRadio.net.
Buying a Home with Funds from Your 401K
Posted in oc housing connection, Uncategorized on June 15, 2016 by OC Talk RadioIs It a Law? From today’s CITY SQUARE
Posted in Is It a Law?, Uncategorized on May 25, 2016 by OC Talk RadioPlay along with our guests Shawn DeWane, Director Mesa Water District and East OC Water District and Lisa Ohlund, GM at East OC Water District, as they test their skills on this week’s segment of IS IT A LAW? Hear the only question that trips them up and find out if you’re all wet on questions like “Is it against the law to collect rainwater in Colorado?” Only on THE CITY SQUARE, brought to you by the Association of California Cities-OC and their sponsors Waste Management, West Coast Arborists, Rutan and Tucker (who sponsor this segment) and the HERO program. Here on Orange County’s only community radio station, http://www.OCTalkRadio.net.
Does the Fed NEED to raise rates?
Posted in oc housing connection, Uncategorized with tags OC, oc housing, oc housing connection, OC Talk Radio, octalkradio, Orange County on May 25, 2016 by OC Talk RadioDoes the Federal Reserve actually WANT to raise rates regardless of whether they NEED to right now? Is it more than just holding off inflation? Or do they see some larger crisis looming over the horizon which they feel REQUIRES them to raise rates (regardless of its short term effects on the election or the economy) so they can cut them back again in response to some unforeseen stock market correction, China meltdown or Eurozone explosion? That’s the question our hosts Hamid and Fay Hamadanchy debate today (along with yours truly, the “everyman” on the show). For if (as some speculate) there is surely a stock market correction coming or some Euro/China storm just over the horizon, then what could the Fed do if rates are already at or near zero? Go into negative territory as some banks in Europe have already done? And how would banks continue to make money if interest rates were BELOW zero? It’s a fascinating look at “macro-economics” today on OC HOUSING as we argue over not just IF or WHEN the Feds will raise rates but do they feel COMPELLED to do so (regardless of the short term effect on the economy or election) to give them ammunition for some future economic crisis? You’ll want to hear this one!
Do Real Men Get Massages?
Posted in The Raad Life, Uncategorized on May 25, 2016 by OC Talk RadioOK all your real, macho men. Do any of you ever get massages? Well being a boy from the Midwest, I thought the answer was “hell no”. But you know? It wasn’t bad! In fact, it was downright great. Listen along as I get a massage (ON THE AIR) on THE RAAD LIFE today (courtesy of the folks at Spa Gregories). Only on Orange County’s only community radio station, http://www.OCTalkRadio.net.
The Economic Effects of our Election
Posted in oc housing connection, Uncategorized with tags OC, ochousing, octalkradio, the housing economy on May 19, 2016 by OC Talk RadioDon’t miss this wide ranging discussion about the possible economic impacts of our upcoming national election. How will the stock markets react (or will they?) What could massive deportation or immigration bans mean for our economy? And why isn’t Wall Street more nervous about the political revolt happening on Main Street America?
IS IT A LAW from today’s CITY SQUARE show
Posted in Is It a Law?, Uncategorized with tags Is It a Law?, OC, OC Talk Radio, Orange County, The City Square on May 18, 2016 by OC Talk RadioBig shout out to our two contestants on this week’s IS IT A LAW SEGMENT of our weekly public policy show THE CITY SQUARE, Michael Lyster (Chief Communications Officer for the City of Anaheim) and Diana Coronado from the ACC-OC (who puts on this show each week) as they both went 4-1 in today’s contest, each getting tripped up by only one of our ridiculous laws. See how you fare with questions like “can you shoot a squirrel in court in Canton, Mississippi” or “pick your teeth in public in Rhode Island”? Courtesy of our sponsor Rutan and Tucker (the OC’s largest public policy law firm) and Orange County’s only community radio station, www.OCTalkRadio.net.
Is It A Law? Taken from today’s CITY SQUARE
Posted in Is It a Law? with tags OC, OC Talk Radio, Orange County Talk Radio, The City Square on May 11, 2016 by OC Talk RadioOk, all you smart cookies. Can u legally tie a giraffe to a telephone poll in Atlanta, Georgia? Or pawn your wooden leg in Delaware? Don’t be stumped. Get a leg up on all your friends by listening to this week’s segment of IS IT A LAW on our weekly public policy show, THE CITY SQUARE, brought to you by the Association of California Cities-OC and their sponsor Rutan and Tucker, Orange County’s largest law firm, on Orange County’s only community radio station, www.OCTalkRadio.net.
When is the best time to sell your home?
Posted in oc housing connection on May 11, 2016 by OC Talk RadioAfter we take our usual quick look at the real estate market and the macro trends affecting it (like lower job reports and worries out of China), our hosts Hamid and Fay Hamidanchy explore when the best times to sell your home nationwide and here in Orange County. And the results may surprise you. They also end this week’s installment of this week’s OC HOUSING CONNECTION with a quick review of “alternative ways to establish credit”, particularly for those aging baby boomer (like me) who’ve paid off their houses and/or ripped up their credit cards and restrained themselves from buying anything big…leaving them with suddenly little or no credit history in this last chapter of their life. Learn why too much frugalness may work against you and how to work around it if you still want to buy another home someday on credit (and invest the cash from your existing home for needed cash flow after you retire). Fascinating ideas from Orange County’s only community radio station, www.OCTalkRadio.net.
Adjustable Rate Mortgages (ARMS) are still around
Posted in oc housing connection on May 11, 2016 by OC Talk RadioIn a world of low, fixed rate mortgages, you wouldn’t think the old adjustable rate mortgages (ARMS) so popular in the 90s would still be around. But you’d be wrong! Today our hosts Hamid and Fay Hamidanchy discuss their past experience with these popular products, how, why and where they can still be found and who might benefit from using one. For example, most of us refinanced our homes somewhere before or after the “Great Recession” to take advantage of incredibly low, fixed rate loans. We did this to take the risk out of potential rises in our loan costs (particularly those of us that had risky “high cap” loans that could soar someday into double digits). But did we actually come out ahead? We removed the risk but may (in fact) may have paid MORE over the last few years for these fixed rate loans, particularly since the indexes on which they were based (like LIBOR) also remained so low. ARM yourself with some amazing facts about adjustable rate mortgages on this week’s installment of OC HOUSING CONNECTION and see how you fared here on Orange County’s only community radio station, www.OCTalkRadio.net.
OC Hosts Giant PET EXPO
Posted in OC Spotlight, Uncategorized on April 20, 2016 by OC Talk RadioDon’t miss the world’s largest PET EXPO at the OC FAIRGROUNDS this weekend (April 22-24). Last year, over 45,000 people attended this pet extravaganza and this year promises to be even bigger with a Reptile show and sale, dozens of dog and cat breeds and all day entertainment including Splash Dogs (the dog diving demo you’ve seen on TV), a K-9 dog demonstration, the weiner dog races, a big bird show and lots of other acts and entertainment. More than 300 Pet Organizations, Rescues and Retailers will be participating from ALL OVER Southern California and they hope to top last year’s animal rescue record where over 600 dogs and cats were adopted and found new homes. If you love pets, this is the place to be. Hear more on Orange County’s only community radio station, www.OCTalkRadio.net.
