June | 2016 | OC TALK RADIO

Archive for June, 2016

What is the Fed’s NATURAL RATE?

Posted in oc housing connection, Uncategorized with tags OC, oc housing connection, OC Talk Radio, octalkradio, Orange County, Orange County Talk Radio on June 15, 2016 by OC Talk Radio

So, all things being equal, what is the Federal Reserve’s “natural rate”? The ideal rate that creates the so-called “three bears economy”…not too hot, not too cold. Used to be around 5%, but many seem to think it’s more around 2-3% today. Why does this matter? Because it tells a lot whether the Fed wants to raise rates or lower them (long term) and where we might be headed with our home and consumer loans in the near term. Our hosts Hamid and Fay Hamadanchy then dive into some more “macro economic trends” that factor into those Fed decisions (mainly the jobs report and “consumer demand”) and how perplexed they are that job growth has been slowly but steadily growing since “The Great Recession” (except for THIS week’s poor performance) while consumer demand remains stubbornly weak. What’s going on? Find out in this week’s fascinating look at housing prices and loan rates as they try and peer into the Fed’s crystal ball and see where we headed this year. Only on Orange County’s only community radio station, www.OCTalkRadio.net.

Buying a Home with Funds from Your 401K

Posted in oc housing connection, Uncategorized on June 15, 2016 by OC Talk Radio

This week’s wide ranging discussion starts off with our weekly look at what the Fed is or isn’t going to do with interest rates right now (a topic on everyone’s mind) and moves into a deeper discussion about how the Fed is really just there to control American Consumer Demand. That means it does not really factor in world economies and whatever demand there might be for our products overseas, especially with our dollar being so low relative to other currencies. So are they missing key elements when it comes to deciding whether to pump the economy or slow it down thru their control of the Federal lending rate…the so-called “discount rate” the Federal Reserve charges commercial banks and other depository institutions on loans they receive from their regional Federal Reserve Bank. You decide. Then listen to the last part where our hosts Hamid and Fay Hamadanchy discuss using funds from your 401K to purchase your next fund. You won’t want to miss this one! Only on Orange County’s only community radio station, www.OCTalkRadio.net.