Amazing and inspiring interview with Judy Clement Wall on the power of self-love!!!

Posted in Uncategorized on October 8, 2017 by OC Talk Radio

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Posted in Uncategorized on May 16, 2017 by OC Talk Radio

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Posted in Is It a Law?, Uncategorized with tags , , , , on July 27, 2016 by OC Talk Radio

Wow!  For over a year, we’ve been asking public policy officials here in Orange County “Is It a A Law”, finding the craziest ordinances we can to try and stump them.  And in all that time, only ONE guest (Councilman Mike Posey of Huntington Beach) ever answer all five questions correctly.  Now, for the 2nd week in a row, we’ve had another guest go 5-0 (Kellee Fritzel, also from the City of Huntington Beach). Hmmm. Must be something in the water!  See how you fare with this week’s IS IT A LAW segment from our weekly, public policy show THE CITY SQUARE (hosted by the Association of California Cities-OC and Rutan and Tucker Law Firm that sponsors this segment of the show).

What is the Fed’s NATURAL RATE?

Posted in oc housing connection, Uncategorized with tags , , , , , on June 15, 2016 by OC Talk Radio

So, all things being equal, what is the Federal Reserve’s “natural rate”? The ideal rate that creates the so-called “three bears economy”…not too hot, not too cold.  Used to be around 5%, but many seem to think it’s more around 2-3% today. Why does this matter?  Because it tells a lot whether the Fed wants to raise rates or lower them (long term) and where we might be headed with our home and consumer loans in the near term.  Our hosts Hamid and Fay Hamadanchy then dive into some more “macro economic trends” that factor into those Fed decisions (mainly  the jobs report and “consumer demand”) and how perplexed they are that job growth has been slowly but steadily growing since “The Great Recession” (except for THIS week’s poor performance) while consumer demand remains stubbornly weak. What’s going on? Find out in this week’s fascinating look at housing prices and loan rates as they try and peer into the Fed’s crystal ball and see where we headed this year.  Only on Orange County’s only community radio station,

Buying a Home with Funds from Your 401K

Posted in oc housing connection, Uncategorized on June 15, 2016 by OC Talk Radio

This week’s wide ranging discussion starts off with our weekly look at what the Fed is or isn’t going to do with interest rates right now (a topic on everyone’s mind) and moves into a deeper discussion about how the Fed is really just there to control American Consumer Demand.  That means it does not really factor in world economies and whatever demand there might be for our products overseas, especially with our dollar being so low relative to other currencies. So are they missing key elements when it comes to deciding whether to pump the economy or slow it down thru their control of the Federal lending rate…the so-called “discount rate” the Federal Reserve charges commercial banks and other depository institutions on loans they receive from their regional Federal Reserve Bank.  You decide.  Then listen to the last part where our hosts Hamid and Fay Hamadanchy discuss using funds from your 401K to purchase your next fund.  You won’t want to miss this one! Only on Orange County’s only community radio station,

Is It a Law? From today’s CITY SQUARE

Posted in Is It a Law?, Uncategorized on May 25, 2016 by OC Talk Radio

Play along with our guests Shawn DeWane, Director Mesa Water District and East OC Water District and Lisa Ohlund, GM at East OC Water District, as they test their skills on this week’s segment of IS IT A LAW?  Hear the only question that trips them up and find out if you’re all wet on questions like “Is it against the law to collect rainwater in Colorado?” Only on THE CITY SQUARE, brought to you by the Association of California Cities-OC and their sponsors Waste Management, West Coast ArboristsRutan and Tucker (who sponsor this segment) and the HERO program.  Here on Orange County’s only community radio station,

Does the Fed NEED to raise rates?

Posted in oc housing connection, Uncategorized with tags , , , , , on May 25, 2016 by OC Talk Radio

Does the Federal Reserve actually WANT to raise rates regardless of whether they NEED to right now? Is it more than just holding off inflation?  Or do they see some larger crisis looming over the horizon which they feel REQUIRES them to raise rates (regardless of its short term effects on the election or the economy) so they can cut them back again in response to some unforeseen stock market correction, China meltdown or Eurozone explosion? That’s the question our hosts Hamid and Fay Hamadanchy debate today (along with yours truly, the “everyman” on the show).  For if (as some speculate) there is surely a stock market correction coming or some Euro/China storm just over the horizon, then what could the Fed do if rates are already at or near zero?  Go into negative territory as some banks in Europe have already done? And how would banks continue to make money if interest rates were BELOW zero? It’s a fascinating look at “macro-economics” today on OC HOUSING as we argue over not just IF or WHEN the Feds will raise rates but do they feel COMPELLED to do so (regardless of the short term effect on the economy or election) to give them ammunition for some future economic crisis?  You’ll want to hear this one!